Everyone likes to make money right? But not everyone spends it the same way. I am not going to take you through the math of this situation but im going to provide you with the tools that have helped me with my budget.
I was once placed in an awkward situation where my habits turned ugly as I began to make money and spend it without thinking of the consequences that were being accumulated. I love the fact that I can go out buy stuff. As time went by I realized that I was buying stuff that I never needed. Why? Because when I moved to my apartment there was stuff stored away for years.
Not a pleasant site at all. Hoping to catch up on my past, I started to go through my stuff. Of course things got better financially, no I did not get richer but I began to study and focus more on things that really mattered. I would like to share with you how I managed to live within my comfort zone. Your wondering; what comfort zone! I am talking about your daily needs. These needs are very important to list. I compared by habits now to my past and with amazement, I see results that benefit my family.
Breaking out of that bad habit of spending a lot has to be priority number one on your list. Did you know that 99% of people suffer relationship problems over “Money Issues”? Yes; money is a real big problem in our home. We need to learn how to “Manage our money” in order for us to correct our problems at home.
You need to start with a list. This list contains all the information that pertains to your home. Follow the list like this:
This is a very simple list that will take you through the process. Now the real game begins. I spent countless hours working on my budget but in the long run it will work if you put all your efforts into it.
Household Budget List
- Monthly Earnings (All Checks, Deposits) etc
- Receipts of all purchases
In my next post I will show you how I used this list to my advantage. Once you gather these items, the rest will be easy. So take sometime for yourself to begin a journey that will benefit you and your family.